Financial services

Since cars have existed, the car financing industry has developed along with them. For more than 20 years the question has been credit, leasing or rental. Modern financing depends on the needs of the company and allows many forms:

• Purchase on credit
• Operating leasing
• Financial leasing
• Full service leasing
• Service with leasing

Companies no longer need to operate for at least a year, show dozens of accounting documents. All they need is an online application and they have financing. Nowadays, companies do not have to declare their willingness to finance dozens or hundreds of cars either, even with just one car we can count on access to modern tools. Financing companies, whether independent or associated with car concerns, have dedicated offers for the smallest companies, such as the mLeasing service offered by mBank. This is an offer dedicated to small companies.

The key benefit is certainly flexibility. Offers are often tailored to a specific company, and it is often the financier who takes on the responsibilities of reselling the car. The company uses the car, is provided with servicing - if it opts for such a package - and returns the car after a period of use.

Short-term and medium-term rental is becoming increasingly popular. It allows a flexible response to personnel changes in the company or seasonal demands. We can rent a car for a few days, a month or even a year or longer. In this year's edition, entities such as Arval, Kaizen or the commercial vehicle and truck rental provider Truck Care entered their products in the short- and medium-term rental category.

All financial services originate from long-term rental. Long-term car rental is a popular term that actually refers to the operational leasing of vehicles with additional car maintenance services. It is offered in 2 variants - full service and fleet administration (Full Service Leasing) and partial service (Leasing with Service).

This year's nominees in this highly popular category include mLeasing, MHC Mobility, Leasys and Carefleet.

Pick the leaders from each category and cast your vote in the poll.

Nominees in the SME financial service category

• mAuto

Nominees in the Short-Mid Term Rental category

• Arval Flex
• Kaizen Rent My Way
• Truck Care

Nominees in the Long Term Rental category

• mLeasing
• MHC Mobility
• Leasys
• Carefleet

Fleet Derby is not just a plebiscite - it is a cutting-edge solution that indicates the directions in which the Polish fleet industry is heading.

Voting in this year's edition runs until 7 June 2025 and takes place online:

Final Gala - 17 June 2025.

The culmination of the competition will be a gala, during which the Fleet editors will announce the winners of the